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Insurance for Off-Duty Jobs

Accidents Happen. When They Do, RollKall Has Your Back.

What happens if an accident occurs while your officer is off-duty? With RollKall, we’ve got you covered.

Take Advantage of RollKall’s Insurance Options

RollKall offers three main types of insurance to protect both officers and businesses should an incident occur.

RollKall Workers' Protection

The Workers’ Protection program was designed specifically to address the coverage gaps in traditional workers’ compensation. Protection begins the moment an officer accepts a RollKall-scheduled job and remains in effect throughout the assignment, including direct travel to and from the job. This ensures coverage is active when it matters most - on the way to, during, and immediately after off-duty work.

  • Medical bills covered up to $100,000 – no deductible

  • Lump-sum payouts for accidental death or permanent injuries – up to $200,000

  • Disability income up to $1,000/week for up to 6 months

  • Injuries covered while traveling directly to or from an assignment

  • Coverage applies to jobs paid through the platform, regardless of whether the individual is classified as 1099 or W-2 when working a vendor-paid detail, and can be applied to all or certain vendors of a public safety agency.

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Occupational accident insurance

Occupational accident insurance provides benefits to officers operating as independent contractors who may be injured or killed in a job-related accident. It covers medical expenses and pays death and dismemberment benefits.

Officers working off-duty in a 1099 capacity have the option to get occupational accident insurance on a job-by-job basis with any job invoiced and paid through RollKall. Should an accident occur, they can rest assured that medical bills will be covered.

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General liability

General liability insurance protects the business owner and assets in the event an incident occurs during an off-duty job. It also covers medical costs in the case of injury to a person or persons by the officer in the line of duty.

RollKall offers generous general liability coverage

RollKall’s optional General Liability policy covers up to $1 million per party and includes access to an additional $10 million umbrella policy should the claim exceed this allotted sum. It is blanket coverage, which means coverage automatically extends to third parties, like law enforcement agencies and the businesses that are invoiced and pay through RollKall.

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Read the most commonly asked questions about insurance for off-duty jobs.

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For more information on RollKall’s insurance coverage, contact us and we will be in touch soon.